Do I Need A Personal Injury Lawyer Even If I Have Insurance?

damaged rear of car

Sometimes people get into accidents and think that they will be just fine without a lawyer. They have their insurance company, and they can be relied on to fight for them. Right? Unfortunately, an insurance company is not focused on your needs. It is focused on its own needs. That is why you should consider hiring a San Mateo County, California car accident lawyer who will have your best interests in mind.

How Can a Personal Injury Lawyer Protect Me?

The fact is that insurance companies are not in the business of giving out money. This is why we often tell people not to take the first settlement they are offered by an insurance company. This is not going to be enough to cover your needs after an accident. It is just the least amount that they think they can get away with paying you.

It can also be wise to have a lawyer on your side because insurance companies might try to use your own words against you. Having a lawyer handle these communications for you can help you protect your interests. An insurer is looking for anything that they can use to reduce their payout, but an experienced personal injury attorney is not going to give them anything.

Can a Lawyer Help With Denied Claims?

If you think that you have a legitimate claim and it has been denied, you may need to fight the insurance company. That can be tough on your own and you might just end up with a headache and a lot of wasted time as you are given the runaround. Your personal injury lawyer has experience dealing with insurance companies and can do their best to get your claim approved.

How Else Can a Personal Injury Lawyer Help?

Your personal injury attorney can also help you in some other ways in the fight for fair compensation. Your lawyer can:

Gather evidence: Your attorney can gather evidence that can help you make your case. They also might be able to seek out evidence that you would have a hard time getting on your own, like maintenance records for a commercial vehicle that was involved in an accident or the driving log for a truck driver.

Calculate fair compensation: Your lawyer can tell you if a settlement offer seems like a serious one or if you need to fight for more compensation that can adequately cover your family’s needs.

Use their network of experts: Testimony from experts can help make your case, and your lawyer knows experts on car accidents and other topics who can help you make your case.

Guide you to the right doctors: Your lawyer can help you find doctors who help you with your medical needs and serve as witnesses in a trial if it comes to that.

If you have been injured in an accident, do not just rely on insurance companies to do the right thing. Contact the Law Offices of Allister R. Liao and talk to a personal injury attorney that can help you.

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